About Me





Who Am I?
I am that guy who past you on the streets. I decided to start this blog the same time as I begin my career after graduation from University. As a fresh graduate joining the rat race, I have decided to quit the rat race as soon as possible through achieving financial freedom. This allows me to not be financially reliant on my job. Thus, with the above in mind, I seek to become financially free by 45 years old.

Why did I start a blog?
I started this blog for these three reasons:
1) Mainly to document my entire investment journey. It will allow me to reflect on past decisions and to improve as I go along.
2) Share my investment journey with everyone else in a candid manner.
3) Receive feedback or constructive criticism from anyone about my investment decisions (I love honest opinions)
4) Improve my writing skills. I believe knowing how to write and articulate yourself is an essential skill in life.

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In his classic 1973 book, A Random Walk Down Wall Street, Burton Malkiel states that "a blindfolded monkey throwing darts at a newspaper's financial pages could select a portfolio that would do just as well as one carefully selected by experts".

The article by Research Affiliates highlighted that 100 random, equal-weighted 30-stock portfolios were pick out by monkeys. In summary, the 100 random portfolios outperformed the index by 1.60% per year, on average!

Paradoxes aside, if monkeys can outperform the index, why can't the average person?

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